EOM = Ease of Mind

Funding That Gives You Ease of Mind

Working capital up to $20 million, decisions in hours, not weeks, and no hard credit pull to apply. Built to fund your next move, so you can get back to running your business.

Get Started See Your Options

Up to $20Min working capital

4-hour decisionsapproval in as little as 4 hrs

Soft credit checkapplying won't ding your score

See what you qualify for

Two minutes. No hard credit pull. No obligation.

Checking your options will not affect your credit score.

4.8 on Trustpilot
BBB A+ Accredited Business
Inc. 5000 Fastest-Growing
As seen in
$2B+delivered to businesses
30,000+businesses funded
A+BBB rating
15+years of industry experience
Funding Solutions

Capital that fits the way you run your business

Six ways to fund your next move: each one fast to apply for, clear on terms, and backed by an advisor who knows your industry.

Revenue Advance

Based on your monthly sales

  • Funding sized to your revenue, not your credit score
  • Set remittance schedule you can plan around
  • Funds in as little as 24 hours
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Business Line of Credit

$5K – $10M

  • Draw only what you need, when you need it
  • Pay interest only on what you use
  • Reusable as you pay it down
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Small Business Loan

Up to $20M · terms to 24 months

  • One lump sum with a clear payoff schedule
  • Decisions in as little as 4 hours
  • No collateral required for most approvals
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Business Term Loan

Predictable payments, set terms

  • Fixed payment schedule you can plan around
  • Terms matched to your cash flow
  • Early-payoff options that save you money
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Equipment Financing

Fund the tools that make you money

  • Trucks, ovens, chairs, lifts. If it earns, we fund it
  • The equipment itself helps secure the deal
  • Preserve cash while you upgrade
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SBA Loan Assistance

Guided from paperwork to payout

  • Hands-on help with SBA applications
  • We prep the paperwork; you keep running the shop
  • Bridge funding available while you wait
Learn More
Two business owners laughing with their EOM Capital funding advisor
30,000+ businesses funded nationwide
Why EOM Capital

More than money: a steadier way to grow

Anyone can wire funds. We built EOM Capital around the part that actually matters: how it feels to work with your funder.

Expertise across industries

From kitchens to construction sites, we've funded 30,000+ businesses in dozens of sectors. Your advisor already understands your margins, your seasonality, and your slow months.

Underwriting that sees your growth

We look at where your business is headed, revenue trends, momentum, repeat customers, not just a three-digit credit score from your past.

One advisor, start to finish

You get a dedicated funding advisor from application to final payoff, one name, one number, and answers without a phone tree. That's ease of mind.

How It Works

From application to funded in about a day

No branch visits, no binders of paperwork, no waiting weeks to hear back.

1 Minutes

Apply online

Tell us about your business in a short application. It takes minutes, and applying uses a soft credit check that won't affect your score.

2 As little as 4 hours

Get your decision

Our team reviews your revenue and growth, not just your credit, and comes back with a clear offer and plain-English terms.

3 As little as 24 hours

Receive your funds

Accept your offer and the money lands in your business account, often the next business day. Then go make your next move.

Start Your Application
Your Dedicated Advisor

A handshake, not a help desk

From the moment you apply to the day you pay off, one advisor owns your file. They learn your business, answer on the first ring, and fight to get you terms that actually fit.

  • One name and one direct number, no phone trees, no ticket queues
  • Advice grounded in your industry's margins and seasonality
  • Check-ins as you grow, so your next round is even easier
Meet Your Advisor
An EOM Capital funding advisor walking two business owners through their options
Industries We Serve

If you run it, we can probably fund it

We work with the businesses that keep Main Street moving, and plenty more beyond it.

Restaurants Construction Medical & Dental Auto Services Retail Trucking HVAC Salons & Spas …and many more
Success Stories

Businesses that made their move

Real results from owners who chose speed, clarity, and ease of mind.

Questions, Answered

Frequently asked questions

Plain answers, because ease of mind starts with knowing exactly what you're signing up for.

Most approvals go to businesses with at least 6 months in operation and $15,000+ in monthly revenue. We weigh your revenue trend and overall business health more heavily than your personal credit score, so a past dip doesn't rule you out.
No. Applying uses a soft credit check only, which is invisible to other lenders and has no effect on your score. A hard pull happens only if you accept an offer that requires one, and we'll tell you clearly before that ever happens.
Decisions come back in as little as 4 hours, and funds can reach your business bank account in as little as 24 hours after you accept. Most clients go from application to money-in-account in one to two business days.
Any legitimate business purpose: inventory, payroll, equipment, renovations, marketing, a new location, or smoothing out a seasonal gap. We don't dictate how you grow, you know your business better than anyone.
Restaurants, construction, medical and dental practices, auto services, retail, trucking, HVAC, salons, and dozens more. If you have steady revenue and a real business, chances are strong we have a funding option that fits.
It depends on the product. Term loans have fixed payments on a set schedule. Lines of credit charge interest only on what you draw. Revenue advances are repaid in set remittances on a schedule agreed upfront. Your advisor walks you through the exact numbers before you sign anything.
No. Applying is free, and receiving an offer doesn't obligate you to anything. You'll see the full cost of your funding in writing before you decide.
EOM Capital funds established businesses only, we do not offer consumer or personal loans. If your business is younger than 6 months, keep us in mind: the day you cross that milestone, we're ready to talk.

Get Funding Today and Get Ease of Mind

Two minutes to apply. Hours to a decision. No hard credit pull, no obligation, and no wondering where you stand.

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