Funding Solutions

Business Line of Credit, Draw What You Need, When You Need It

A revolving credit line from $5K up to $10 million. Draw for what comes up, pay interest only on what you use, and reuse it as you pay it down.

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$5K–$10Mcredit line size
Only what you useinterest charged on
Revolvingreusable as you repay
Why Owners Choose It

Built for how you actually operate

Always-on access

Once approved, draw from your line in a few clicks, no new application every time something comes up.

Pay for what you use

Interest accrues only on your outstanding balance, not the full line. Undrawn capital costs you nothing.

Replenishes as you repay

Every payment restores your available credit, so one approval keeps working for you all year.

Is It Right for You?

A good fit if…

  • You want a safety net for payroll gaps, late invoices, or surprise repairs
  • Your funding needs come in bursts, not one big lump sum
  • You’d rather not pay interest on money sitting idle
  • You want capital standing by before you need it

See your numbers first

Apply in about two minutes and get a real offer with the full cost in writing, before you commit to anything.

Soft credit check only. No fee to apply. No obligation to accept.

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How It Works

Three steps to funded

1Minutes

Apply online

A short application and a soft credit check that won't affect your score.

2As little as 4 hours

Get your decision

Clear terms in plain English, reviewed with your dedicated advisor.

3As little as 24 hours

Receive your funds

Money lands in your business account, often the next business day.

Questions, Answered

Business Line of Credit FAQ

A line of credit shines when your needs are ongoing or unpredictable, bridging receivables, covering payroll timing, grabbing quick inventory deals. For one large, planned expense, a term loan is usually cheaper.
Yes. Clients who draw and repay reliably are regularly approved for line increases, your advisor will flag it when you qualify.
No. An open, undrawn line costs you nothing with EOM Capital.

Ready to Move? Get Ease of Mind

Two minutes to apply. Hours to a decision. No hard credit pull, no obligation.

Start Your Application